Privacy Policy
Last updated: January 2025
What Data We Collect
We collect minimal data. Calculator inputs (starting balance, contribution amounts, interest rates, etc.) are processed entirely in your web browser and are never sent to our servers. If you choose to save your inputs, they are stored in your browser's local storage — a feature of your browser that only you can access.
Contact Form
If you use our contact form, your name, email address, and message are sent via EmailJS to our inbox. We use this information solely to respond to your enquiry. We do not add you to any mailing list, share your details with third parties, or use your information for marketing purposes.
Analytics
We use Google Analytics 4 to understand how visitors use the site — which pages are popular, how long sessions last, and general geographic information. Analytics data is aggregated and does not identify individual users. Analytics tracking respects your consent preferences.
Advertising
We display advertisements through Google AdSense to support the free operation of this site. Google may use cookies to serve personalised or non-personalised ads depending on your consent preferences. You can manage your ad personalisation settings through Google's ad settings page or via the consent preferences on this site.
Cookies and Local Storage
We use local storage to save your calculator inputs and consent preferences. Google Analytics and Google AdSense may set cookies on your device. You can manage or delete cookies and local storage data through your browser settings at any time.
No Server-Side Storage
We do not operate any user accounts, databases, or server-side storage systems. There are no user profiles, no saved sessions on our servers, and no way for us to access your calculator inputs or results.
Your Rights
Since we do not store personal data on our servers, there is generally no data to request, modify, or delete. If you have used our contact form and wish to have your enquiry deleted, please contact us and we will remove it from our email records.
Contact
If you have any questions about this privacy policy, please use our contact form.